Terms of Use

Protecting your privacy is important to the Embree Group of Companies (Embree Asset
Group, Inc., Embree Construction Group, Inc., and Embree Capital Markets Group, Inc.,
collectively, “we”, “us”, or “Embree”). We strive to keep your personal information confidential.
The following discloses our information-gathering and dissemination practices for
http://www.embreegroup.com (the “Site”). Please take a moment to read this Privacy Policy
(this “Policy”) to learn how we handle your personal information.

Notice of Information Collected and Disclosed

Embree collects personal information during your visits to the Site and this information
may be collected in a variety of ways. In connection with your use of the Site we may collect the
following information:

  • The domain name of visitors to the Site.
  • The email addresses of users who communicate with us via the Site or via email.
  • Aggregate information on what webpages the Site users access or visit.
  • Information volunteered by the user, which may include name, physical address, billing address, email address, phone number, and other personal information.

Why We Collect Personal Information

Embree collects and uses your personal information to give you superior customer
service and up-to-date information that you request. In addition, we may use your personal
information to keep you up to date on the latest announcements, updates, special offers, and
other information we think you’d like to hear about. From time to time, we may also use your
personal information to contact you online or via telephone to participate in a market research
survey, so that we can gauge customer satisfaction and develop better products.

Cookies and Tracking Technology

We may use cookies (a small data file that certain websites write to your hard drive
when you visit them), log files, clear gifs or web beacons (known as action tags or single pixel
gifs) information to: (a) remember information so that you will not have to re-enter it during your
visit or the next time you visit the Site; (b) provide custom, personalized content and information;
and (c) to assess the popularity and effectiveness of the material posted on the Site. We may
also use web beacons or similar technology in connection with emails sent to users to let us
know whether and when the email was opened. No personal information is transmitted through
web beacons.

We may use tracking technologies in a variety of ways, including but not limited to:

  • keeping count of return visits to the Site;
  • accumulating and reporting anonymous, aggregate (data collected in mass), statistical information on website usage; and/or
  • determining which features users like best.

When you visit the Site, Embree may use a cookie to store a unique, random user ID.
We do not store passwords or any personal information about you. We may use this ID to
identify you anonymously in our database and to track information while you are on the Site.
You can refuse cookies by turning them off in your browser. You do not need to have
cookies turned on to use the Site. However, if you turn off cookies, then you may not be able to
utilize certain features of the Site.

Linked Websites and Third Party Vendors

The Site may contain links to other websites. Please be aware that Embree is not
responsible for content or the privacy practices of such other websites. We encourage our
users to be aware when they leave the Site and recommend that they read the privacy
statements of each and every website they visit. This Policy applies solely to information
collected by the Site.

When We Disclose Personal Information

Your personal information may be shared with other Embree affiliates, partners, and
vendors. As we develop our business, we may buy or sell assets and, depending on the
transaction, your personally identifiable information may be one of the transferred assets. In the
event that we are acquired by another company, your personal information may be part of the
assets transferred to the acquiring party. Similarly, if we should ever file for bankruptcy or
merge with or be acquired by another company, we may sell the information you provide to us
to a third party or share your personal information with any entity resulting from such
transaction.

Security

Information you elect to post on the Site, emails and other information you send to us,
except that which you send us on a secure page, is not encrypted and such transmissions
cannot be considered a secure means of transmitting sensitive information. Embree will never
ask you to submit your financial data, such as your credit card account numbers, via email. IF
YOU RECEIVE AN EMAIL REQUESTING THAT YOU FORWARD INFORMATION OF THIS
NATURE BY EMAIL, PLEASE CONTACT US DIRECTLY AT webmaster@embreegroup.com.
DO NOT REPLY DIRECTLY TO THE EMAIL. You should be aware of the limitations of
security, authentication, encryption, and privacy measures used in connection with the internet
and that any information you transmit through the Site may be damaged, corrupted, "sniffed"
and/or accessed by another person without your permission.
Regardless of the precautions taken by you or by us, “perfect security” does not exist on
the internet. Third parties may unlawfully intercept or access transmissions or private
communications, and other users may abuse or misuse your personal information that they
collect from the Site. Therefore, although we work very hard to protect your privacy, we do not
promise, and you should not expect, that your personal information or private communications
will always remain private. We cannot ensure or warrant the ultimate security of any information
you transmit.

Law Enforcement and Abuse Of Terms of Use

We have the right to share your name and contact information with our attorneys and
law enforcement officials, if needed, in the event we believe you have breached this Policy, or
the Site’s Terms of Use or any other agreement or policy. You authorize us to disclose any
information about you to law enforcement or other government officials as we, in our sole
discretion, believe necessary or appropriate, in connection with an investigation of fraud,
intellectual property infringements, or other illegal activity.

How Can I Access, Modify, and/or Delete My Information or Opt-out Of Disclosure?

You may at any time review and request that we edit and/or remove from our database
information we maintain on you. We will promptly comply with any request to review, edit or
remove your information unless otherwise required by law or legal process. If you prefer that
we not disclose nonpublic personal information as outlined in this Policy, you may opt out of
those disclosures; that is, you may direct us not to make those disclosures (other than
disclosures permitted by law). If you receive any communications from us that you do not want
to receive, you can opt out from receiving these communications, by specifically telling us to
stop sending them to you. We will generally be able to give effect to your withdrawal on 30
days’ notice. If you wish to opt out of receiving emails or newsletters or from the disclosures
outlined in this Policy, you may email your request to Embree at webmaster@embreegroup.com.

Consent and Acceptance of Privacy Statement

BY USING THE SITE, YOU ARE ACCEPTING THE PRACTICES SET OUT IN THIS
POLICY AND OUR TERMS OF USE AGREEMENT AND LEGAL NOTICES. If you do not agree
with this Policy or any of its terms, you may choose not to use the Site. This Policy is not
intended to and does not create any contractual or other legal rights in or on behalf of you or
any third party. This Policy is subject to change at any time by Embree, and we will notify you of
any change by postings on the Site. We encourage you to review this Policy regularly for any
changes. Your continued use of the Site following the posting of changes or amendments to this
Policy constitutes acceptance of those changes and amendments.

Age Restrictions; Children’s Privacy

The Site is not directed at children under the age of 13 and does not knowingly collect
personal information from children under the age of 13. If Embree obtains actual knowledge
that it has obtained personal information about a child under the age of 13, that information will
be promptly deleted from our records.

Consent to Transfer

The Site is operated in the United States. If you are located in the European Union or
elsewhere outside of the United States, please be aware that any information you provide to us
will be transferred to the United States. By using the Site, you consent to this transfer.

Updates to Policy

This Policy was updated on July 19, 2012.

Contact Information

If you have a comment, question or request, or if you need to contact Embree for any
other reason, there are four easy ways to do so.

    1. Email: You can email us at .
    2. Telephone: You may call us call us at 512-819-4700.
    3. Fax: You may fax us at 512-863-6357.
    4. U.S. Mail: Send mail to Embree at:
Embree Group of Companies
4747 Williams Drive
Georgetown, TX 78633

If you believe your privacy has been compromised by any member of our staff, you may
ask to speak with our General Counsel or IT Director to file a formal complaint or contact us.
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